How can I make an Apple ID without credit card if the "none" tab is not visible to me?

Hello, aligt9p.

Thank you for visiting Apple Support Communities.

To create an Apple ID without a credit card, there is a specific series of steps that have to be processed in order to allow the payment to be set as none on creation of the account.

Creating an iTunes Store, App Store, iBooks Store, and Mac App Store account without a credit card

http://support.apple.com/kb/HT2534

Why can’t I select None when I edit my payment information?

http://support.apple.com/kb/TS5366

If the specific steps have not been processed, a credit or debit card will be required to complete the setup the account.

However, it can be removed and payment method changed to none as long as there is not an outstanding balance.

iTunes Store: Changing account information

http://support.apple.com/kb/ht1918

Cheers,

Jason H.